Appointment Options

  • In-Office Meeting 

  • Video Conference


Nina Carnevale, LMFT, $140 per 45 min session

Dr. Margaret Aghaeepour, $250-300 per 45 min session


We are currently not in-network with any insurance company. We consciously choose to not work with any insurance company to protect and ensure the high quality treatment we are committed to provide to our clients. Insurance companies, because of the details and practices of managed care, often attempt to interfere a number of important components of treatment including, but not limited to, the disclosure of your diagnosis, the duration of session, and the types of services you are able to receive. Insurance companies can also deny claims of certain diagnosis. With that said, most insurance companies do provide reimbursement for therapy even if we are out-of-network with them. Most of our clients with Aetna, Anthem Blue Cross/Blue Shield, Cigna, or other companies have successfully been reimbursed in the past. Reimbursement rate ranges from 50-80% depending on your specific plan. Please consult with your insurance company about your specific coverage for mental health services. 

Cancellation and Late Arrivals

Please notify your therapist of any need to cancel or reschedule your appointment 24 hours in advance. You will be responsible for the entire fee if cancellation is less than 24 hours. 

Our schedule is set in such a way that we cannot unexpectedly offer extended sessions. Thus, if you arrive late, we will still end the session at the scheduled time and you will be charged the regular fee.


What To Expect

Initial Phone Consultation

We offer a free 15 minutes phone consultation to answer all your questions and help you figure out if we are the right professional to best meet your needs at this time. 

The First Appointment

In our first meeting, we will spend 45 minutes together to delve deeper into your current struggles, including your symptom history, current coping, factors that contribute and maintain your current symptoms, and other information needed for treatment planning. We will also use this opportunity to get to know each other and discuss future treatment options. 

Follow Up Appointments

Consistency is the key of forming any new change. If we decide to work together, we will choose a consistent time to meet each week. Therapy sessions are generally scheduled weekly and typically last 45 minutes. 

How Long Should I Be in Therapy?

Often, short term therapy is appropriate for situational problems such as stress management, conflicts at work, communication, relationship issues, or parenting. On the other hand, if the problems are deep rooted in childhood trauma/neglect or unhealthy family dynamic, recurrent depression, chronic anxiety, or recurrent unhealthy relationship patterns, long term therapy will usually be more beneficial. We will discuss the treatment options during our first meeting. 



648 Menlo Ave, Menlo Park, CA 94025

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©2019 by Ray Psychology.